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Collections Specialist


Posted: (posted 20546 days ago)View All Jobs
Industry:Financial
Type:Full-Time
Location:Augusta, GA
Metro Area:CSRA / Augusta GA
Company:Merchants Credit Bureau
955 Greene Street
Augusta, GA 30901
www.mcbusa.com

Description:
As a Collection Specialist at MCB you will be responsible for contacting consumers in order to negotiate payment arrangements on aged or high balance debt while following federal, state, and client collection guidelines and laws. You will be under general supervision and will perform established procedures of moderate complexity. We offer paid and extensive training in order to get you informed of all the rules and regulations set by the different clients we service. We want you to get on the phones quickly however making sure you are prepared and comfortable is our priority. At MCB we offer a competitive salary package. We also value our team members’ work/life balance through scheduling. Our personalized training program will help you become the professional to take us further as an organization. Essential Duties and Responsibilities: • Represent company with professional and ethical work standards consistent with the mission of the company • Show a strong eagerness to learn, grow, and partner with consumers and teammates for positive outcomes to all situations • Negotiate payment terms and methods when right party is reached. The negotiation process often requires reviewing the account information in database, and/or asking probing questions of the consumer in order to better understand potential objections to payment • Overcome objections and suggest money sources for debt payment • Execute verbal skip tracing procedures when non-right party is reached. This includes asking for home address, home telephone number, and place of employment • Update the customer records with new information. • Utilize payment options (credit cards, checks, etc.) • Negotiate settlements when permitted by client. Negotiate payment arrangements based on income and circumstances • May advise management regarding collection strategy effectiveness for various portfolios • Adheres to all FDCPA, FCRA and applicable laws • Perform duties as assigned Salary is base + Commission


Qualifications:
Qualifications: • High School Diploma or higher (required) • Demonstrated ability to communicate clearly, utilizing proper grammar and telephone etiquette, with customers and coworkers • Ability to partner with individuals and overcome objections making it difficult for them to repay a debt Must possess these CORE Values: • Integrity First – We are looking for people who will always do the right thing • Be Compassionate – We are professional and find solutions for people in difficult financial situations • Do what you say and say what you do – Communication is what we do, we have to be great at it • Goal Setter – Set goals and work to achieve both long term and short term goals. • All In – We are all in this together, as a team, to exceed all targets • For The Team – We believe that everyone helps. We are partners and function together as one.


To Apply:
To apply please send resume to laura@mcbusa.com.


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